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Mortgage Calculators (click
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Using this calculator, you can figure your monthly PITI payment, and display an amRutledgeation schedule for the life of the loan. To display an amRutledgeation schedule, change the drop-down menu below. |
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These days 5/25 and 7/23 convertible balloon mortgages are getting more popular since they provide lower rates than conventional 30 year mortgages while still giving a fixed payment schedule for 5 or more years. The risk, of course, is what happens after the initial fixed period is over and you have the possibility of converting your loan. Here is a calculator to try to answer those questions... |
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Using this calculator, you can estimate your monthly payment and the amount of income needed to purchase a home. |
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Instead of making a monthly payment, a biweekly payment is done by making a half payment every two weeks. The end result is that you are making an addittional payment every year to reduce the term of your loan. Not to mention the interest savings!
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Using this calculator will help you determine the maximum sale price that you can afford. If you are a first time home buyer, change the "PITI Debt Ratio" to 29% and the "Total Debt Ratio" to 41% |
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The Annual Percentage Rate (APR) for a loan will give you a better idea of what to look for shopping for a loan. The APR will show you what the real cost of the loan is, including closing costs, and points. Enter your figures below to calculate the actual APR for the loan.. |
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Using this calculator, you can determine 3 different scenarios:
1.) Desired length of loan.
2.) Desired monthly payment. If your current payment is $1000 and you want to see what would happen if you added $200 per month. Then you would enter $1200 as you new monthly payment.
b3.) Enter "0" for credit card and other non-amRutledgeed lines of credit.
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Interesting Calculators
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Using this calculator will help you find out how long it will take until you reach your goal (default = $1,000,000). Of course that million won't be worth much in the future. Put in an inflation factor and it will show you what it's worth then.
Enter your starting balance, your ending balance, monthly contribution and interest rate. |
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Using this calculator, you can find any missing variable for a loan. Just fill in any three fields to calculate the fourth. |
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This is a simple retirement calculator. It will show you how much you will need to save, to provide a certain income for a set number of years. |
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Using this calculator, you can estimate your monthly payment. Simply enter your figures in the fields below |
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This calculator takes an account balance and interest rate and determines either how long you can withdraw a fixed amount of money from it, or how much you can withdraw over a fixed period of time. Confused? You won't be! Just enter some numbers and give it a try! |
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Using this calculator, you can compute your monthly payment. Simply enter your lease figures below. |
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This calculator doesn't deal with inflation or taxes. This is just a simple calculator that lets you start with a set amount of money and make regular monthly deposits, and see how much it grows |
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